{"id":38533,"date":"2026-06-12T16:27:58","date_gmt":"2026-06-12T21:27:58","guid":{"rendered":"https:\/\/www.defensoria.gob.ec\/?post_type=epkb_post_type_1&#038;p=38533"},"modified":"2026-06-16T10:17:23","modified_gmt":"2026-06-16T15:17:23","slug":"si-los-gastos-medicos-por-un-accidente-no-superan-el-monto-cubierto-por-el-sppat-se-puede-recibir-la-diferencia","status":"publish","type":"epkb_post_type_1","link":"https:\/\/www.defensoria.gob.ec\/?epkb_post_type_1=si-los-gastos-medicos-por-un-accidente-no-superan-el-monto-cubierto-por-el-sppat-se-puede-recibir-la-diferencia","title":{"rendered":"\u00bfSi los gastos m\u00e9dicos por un accidente no superan el monto cubierto por el SPPAT, se puede recibir la diferencia?"},"content":{"rendered":"\n<p><strong>\u00bfSi los gastos m\u00e9dicos por un accidente no superan el monto cubierto por el SPPAT, se puede recibir la diferencia?<\/strong><\/p>\n\n\n\n<p>El SPPAT no entrega dinero adicional cuando los gastos m\u00e9dicos son menores al monto m\u00e1ximo de cobertura. El SPPAT \u00fanicamente paga los gastos m\u00e9dicos que se generen por el accidente de tr\u00e1nsito hasta el valor que corresponda.<\/p>\n\n\n\n<p>Ejemplo: Si la atenci\u00f3n m\u00e9dica cuesta menos que el l\u00edmite de cobertura, se paga \u00fanicamente ese valor y la diferencia no se entrega a la persona afectada.<\/p>\n\n\n\n<p><a href=\"https:\/\/docs.google.com\/forms\/d\/e\/1FAIpQLSfD-625reRNZYxaMtt5TeoEU_PzgGP6_6zgeE6rf4motK2n6g\/viewform\">Encuesta de satisfacci\u00f3n clic aqu\u00ed<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00bfSi los gastos m\u00e9dicos por un accidente no superan el monto cubierto por el SPPAT, se puede recibir la diferencia? El SPPAT no entrega dinero adicional cuando los gastos m\u00e9dicos [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"epkb_post_type_1_category":[65],"epkb_post_type_1_tag":[],"class_list":["post-38533","epkb_post_type_1","type-epkb_post_type_1","status-publish","hentry","epkb_post_type_1_category-transito"],"_links":{"self":[{"href":"https:\/\/www.defensoria.gob.ec\/index.php?rest_route=\/wp\/v2\/epkb_post_type_1\/38533","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.defensoria.gob.ec\/index.php?rest_route=\/wp\/v2\/epkb_post_type_1"}],"about":[{"href":"https:\/\/www.defensoria.gob.ec\/index.php?rest_route=\/wp\/v2\/types\/epkb_post_type_1"}],"author":[{"embeddable":true,"href":"https:\/\/www.defensoria.gob.ec\/index.php?rest_route=\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/www.defensoria.gob.ec\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=38533"}],"version-history":[{"count":2,"href":"https:\/\/www.defensoria.gob.ec\/index.php?rest_route=\/wp\/v2\/epkb_post_type_1\/38533\/revisions"}],"predecessor-version":[{"id":38929,"href":"https:\/\/www.defensoria.gob.ec\/index.php?rest_route=\/wp\/v2\/epkb_post_type_1\/38533\/revisions\/38929"}],"wp:attachment":[{"href":"https:\/\/www.defensoria.gob.ec\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=38533"}],"wp:term":[{"taxonomy":"epkb_post_type_1_category","embeddable":true,"href":"https:\/\/www.defensoria.gob.ec\/index.php?rest_route=%2Fwp%2Fv2%2Fepkb_post_type_1_category&post=38533"},{"taxonomy":"epkb_post_type_1_tag","embeddable":true,"href":"https:\/\/www.defensoria.gob.ec\/index.php?rest_route=%2Fwp%2Fv2%2Fepkb_post_type_1_tag&post=38533"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}